Fintech
Engineering for payments, lending, wealth and RegTech, built to hold up under the compliance obligations the sector carries.
What We Are Seeing in Fintech
Regulatory change and scrutiny
The compliance bar keeps rising, and vendor due diligence is constant. Engineering decisions have to clear a higher line every year.
Rising customer acquisition costs
Channel economics are tightening. Every new feature has to pull its weight on retention, not just acquisition.
Fraud and scam liability
Real-time payments and scam reimbursement have shifted the loss curve toward the institution.
AI is closing the experience gap
Banks can now match fintech experiences. The defensible edge is moving from interface to integration depth.
What Gets Built in Fintech
The systems this sector asks for fall into a handful of shapes. These are the ones we build most often.
Executive and risk reporting
Risk and performance data sits in platforms that were never designed to talk to each other. The reporting layer has to pull them into one view fast enough to answer a question while it is still being asked, and carry the audit trail that regulated reporting requires.
Advisor and broker portals
Quoting and issuing on behalf of someone else means underwriting logic, integration with policy administration, and an interface that holds up for thousands of people with very different technical confidence.
Lending and origination platforms
Origination workflows carry their compliance requirements in the architecture rather than in a policy document. That is part of why the specialist skills are scarce, and why these platforms are rarely bought off the shelf.
Onboarding, KYC and identity
The first ten minutes of a customer relationship decide most of the acquisition cost, and they are also where the regulatory obligations sit heaviest. The work is to move quickly on the experience while the compliance position stays exactly where it is.
Payments and settlement infrastructure
Where a platform holds funds between two parties with no particular reason to trust each other, escrow and settlement stop being features and become the product.
Submission and claims automation
Anything ending in a submission to a regulator or a government body needs its audit trail assembled at every stage, rather than reconstructed at the end.
How We Engage
Engineering behind product launches
Senior engineers embedded in your team to ship the platform work behind a launch or a partnership integration, on your tools and in your standups.
Automation on customer-facing surfaces
AI-augmented delivery on the surfaces customers touch, including KYC, onboarding and support, built so that the compliance position does not move.
AI services alongside your security stack
Managed AI services that run beside the security tooling you already have, vendor-agnostic across Claude, ChatGPT and Copilot.
Working with compliance and risk
Engineering that sits alongside your compliance and risk teams and meets the obligations they hold. The obligations stay yours.
Work in Fintech
ANZ
Real-time CRO dashboard for enterprise risk during the Banking Royal Commission
Read case study →
Prospa
Specialist Salesforce engineering for a leading online lender
Read case study →
ClearView
Life insurance advisor portal serving thousands of advisors with 99.9% uptime
Read case study →
IAG
Multi-brand data dashboard and rapid-turnaround survey platform for a major insurer
Read case study →What We Do
People
Senior engineers who embed in your team and stay. We recruit technically; retention does the rest. One engineer beside your team, or a whole managed team with a delivery lead.
Technology
The software your business needs that no product quite is. Designed beside you, built by our engineering teams, one accountable firm. And a staged path that puts AI to work at your pace.